egg
stack
®
retirement planning
retirement planning software
retirement planning tools
retirement calculator
financial planning software
when can i retire
Eggstack is an easy-to-use program
that empowers you to plan for retirement.
Used by everyday people
and seasoned pros alike.
Secure your financial future
and start your free plan today.
social security
Fast
financial freedom
Find out in minutes whether you are on track for a comfortable retirement or in need of some changes.
reverse mortgage
Easy
4 percent rule
Eggstack is powerful enough for financial professionals but simple enough for anyone to use.
retirement distributions
Secure
how much do i need to retire
No one can hack your sensitive data because Eggstack doesn't ask for any.
TESTIMONIALS
how long will my money last in retirement
retirement rules of thumb
Great program!  "This is just what we needed to confirm we're on track with our retirement savings. Great program with more features than I expected. Thanks!"  –  Rick in Texas
roth conversion
Simple to use  "Simple to use and understand. Why all financial software packages don't have a tool this good is beyond me."  –  Stephanie in California
retirement annuity
Really helped us  "Easy to use, really helped us see that we need to start saving more for retirement."  –  Larry in Connecticut
HOW IT WORKS
roth ira
retirement 401k
should i rent in retirement
SECURE DATA ACQUISITION
You enter specifics about your saving and spending habits. Nothing you enter into Eggstack can be tied to you in any way and there are no links to your financial accounts.
retirement living expenses
FINANCIAL MODEL SIMULATION
Eggstack runs your financial model through an extensive year-by-year simulation to determine account start & end balances. Detailed values are displayed for each year.
real estate investing
PLAN ANALYSIS
Eggstack helps you see how much you need to save, when you can retire, and when you should start taking Social Security. You can explore endless "what if" scenarios.
ADVANCED FEATURES
health care in retirement
Roth Conversion
Considering a Roth conversion? Roth accounts are a strategic hedge against rising tax rates. Eggstack can show you how a conventional or bracket-topping Roth conversion will affect your specific financial situation.
Monte Carlo Simulation
Monte Carlo Simulation
Reverse Mortgage
A reverse mortgage might be right for you if you have a lot of home equity. Eggstack shows you how a home equity conversion mortgage can impact your retirement cash flow, net worth, and estate planning.
Investment Property
Investment Property
Portfolio Rebalancing
Portfolio rebalancing helps limit your exposure to risk. You can explore the effects of portfolio rebalancing using both the calendar rebalancing method and the constant-mix strategy.
Annuities
Annuities
Roth Conversion
Considering a Roth conversion? Roth accounts are a strategic hedge against rising tax rates. Eggstack can show you how a conventional or bracket-topping Roth conversion will affect your specific financial situation.
Monte Carlo Simulation
Eggstack employs Monte Carlo simulation, a powerful quantitative tool designed to stress-test financial models. Monte Carlo simulation injects real-world volatility into your retirement plan.
Reverse Mortgage
A reverse mortgage might be right for you if you have a lot of home equity. Eggstack shows you how a home equity conversion mortgage can impact your retirement cash flow, net worth, and estate planning.
Investment Property
Adding real estate to your retirement portfolio helps diversify your assets. Investment properties provide a hedge against market volatility. The number of investment properties Eggstack can model is unlimited.
Portfolio Rebalancing
Portfolio rebalancing helps limit your exposure to risk. You can explore the effects of portfolio rebalancing using both the calendar rebalancing method and the constant-mix strategy.
Annuities
Annuities provide a steady stream of retirement income. Eggstack models every conceivable type of annuity including fixed, indexed, variable, immediate, deferred, straight life, and life with period certain.
 
 
Your data is safe and never shared
Progress
 
Are you working or retired?
click or tap One:
Working
Retired
 
You're using Guided Mode. You can switch to Expert Mode or Watch a Video.
Include spouse or partner?
Just me
Couple
Back
Let's get to know you!
No one can hack your sensitive data because Eggstack doesn't ask for any!
What's your first name?
Enter a name:
 
– OR –
Back
Welcome !
What is your current age?
Current age
 
Back
Retirement age
Enter age you plan to retire
 
– OR –
Back
Life expectancy
Your estimated longevity
 
– OR –
Back
Spouse or partner's first name
Enter a name
 
– OR –
Back
Is working or retired?
Working
Retired
Back
current age
age
 
Back
retirement age
Enter age plans to retire
 
– OR –
Back
life expectancy
estimated longevity
 
– OR –
Back
Do you have any retirement savings?
No
Yes
Back
Does have any retirement savings?
No
Yes
Back
Your retirement savings
Enter an amount
 
– OR –
SELECT RANGE
Back
Do you make regular contributions?
No
Yes
Back
Your annual contribution amount
Enter an annual amount
per year
 
– OR –
SELECT RANGE
Back
retirement savings
Enter an amount
 
– OR –
SELECT RANGE
Back
Does make regular contributions?
No
Yes
Back
annual contribution amount
Enter an annual amount
per year
 
– OR –
SELECT RANGE
Back
Your annual gross income
Enter an annual amount
per year
 
– OR –
SELECT RANGE
Back
annual gross income
Enter an annual amount
per year
 
– OR –
SELECT RANGE
Back
Do you currently receive Social Security?
No
Yes
Back
Your monthly Social Security benefit
Gross retirement benefit
per month
 
– OR –
SELECT RANGE
Back
Does currently receive Social Security?
No
Yes
Back
monthly Social Security benefit
Gross retirement benefit
per month
 
– OR –
SELECT RANGE
Back
Select applicable living expenses
Check all that apply
Housing
Auto
Utilities
Groceries
Entertainment
Healthcare
Vacation
Gifts
Loans
Other
– OR –
Back
Next
Do you rent or own your home?
Rent
Own
Back
Enter your monthly house payment
Enter an amount
per month
 
Back
Number of vehicles in your household
Autos in your household
Back
Next
 
Do you lease or own vehicles?
Lease
Own
Back
Typical monthly car payment
Monthly payment for one vehicle
per month
 
Back
Weekly gasoline cost
Total for your household
per week
 
Back
Monthly utilities
Examples: phone, internet, streaming, power, water, lawncare, HOA
per month
 
Back
Weekly groceries
Examples: groceries, toiletries, cosmetics, cleaning supplies, pet food
per week
 
Back
Weekly entertainment
Examples: dining out, movies, concerts, events, parties, club memberships
per week
 
Back
Annual healthcare costs
Examples: medical/dental/vision care, insurance,
copays, deductibles, and prescriptions
per year
 
Back
Annual vacation costs
Examples: airfare, lodging, car rental, weekend getaways, cruises
per year
 
Back
Annual gifts and donations
Examples: birthdays, anniversaries, holidays, faith-based giving
per year
 
Back
Monthly loan payments (excluding home and auto)
Examples: credit cards, student loans, home equity loans
per month
 
Back
You're using Guided Mode. You can switch to Expert Mode which allows unlimited expenses.
Other monthly expenses
Anything not yet covered
per month
 
Back
Tax filing status
Choose one
Single
Household Head
Married Joint
Married Separate
Back
What state do you live in?
State of residence required for tax computations
 
Back