Find out how much you could release using our free online equity release calculator.

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9 times "What Mortgage" award winner
"Whole of market" independent advice
Continue to live in your own home
Free yourself of your mortgage payments
Help your family onto the property ladder

Our Adviser went the extra mile on every aspect. From the very start, she gave us confidence.

Mr and Mrs ferriss

As independent “whole of market” Equity Release advisers, Bower will compare the entire market to access the lowest rates and most flexible/suitable product.

Equity Release Safeguards and things to consider:

‘No Negative Equity’ Guarantee — you or your family will never owe more than the value of your home
You will not lose your home and can remain there for as long as you want to, providing it remains your main residence
Your entitlement to certain state benefits may be affected
The value of your estate will reduce and the amount you can pass on in inheritance via your estate will therefore also decrease
You will receive independent legal advice from a solicitor of your choice

Bower is authorised and Regulated by the Financial Conduct Authority (FCA). If you would like to find out more about Bower, call free phone 0800 411 8668. You’ll speak directly to an expert, professional adviser who’ll arrange to come and see you in the comfort of your own home at a time to suit you.

And if it helps you feel more comfortable, please invite friends and family along too.

Equity release has made a genuine, lasting, positive difference to the lives of thousands of people in the UK. Call us today and let’s see how we can help make a difference to yours.

At Bower, we will understand your unique circumstances and advise you to ensure you are receiving the best plan to meet your objectives. There are plans that allow you to make voluntary repayments and move home, subject to lender criteria. However, early repayment charges may apply in certain circumstances.

Equity release requires paying off any existing mortgage. Any money released, plus accrued interest to be repaid upon death, or moving into long-term care. Equity release will reduce the value of your estate and your entitlement to means-tested benefits now or in the future, and impact long-term care funding.

Bower Home Finance provides independent, impartial whole of market advice with an award-winning customer service experience. Initial advice is provided at no cost to you and without obligation. Only if you choose to proceed and your plan completes, would a typical advice and administration fee of £1,495 be payable.

If you are considering equity release, we strongly recommend that you read our equity release page carefully and talk to one of our specialists before deciding if you wish to proceed.

To find out more about any of the products and the service we provide, please call us on freephone 0800 411 8668, request a call back, email us, or join our live chat you’ll find on our website.

Please be aware that equity release may involve a home reversion plan or lifetime mortgage which is secured against your property. All features and risks are thoroughly explained in your free personalised illustration.